Part of: Build your case

Journalism and research ยท ProPublica

ProPublica Claim File Helper

A free tool from ProPublica that builds a letter asking your health insurer for your claim file: the notes, call recordings and records it used to deny you. Request it before you appeal.

Applies to: Job-based plan Marketplace or individual plan

Know before you go

ProPublica is a newsroom, not a law firm, and the tool only makes the request letter; it does not file an appeal for you. The page says a claim file request should be fulfilled within 30 days, and that some insurers do not respond or send incomplete files. The tool asks a few questions to check whether you are eligible, and sharing your details with reporters is optional. The page says what you enter is not stored without your consent.

Cost
Free to use. ProPublica is a donation-funded nonprofit newsroom (research report).
Where
Nationwide
How to start
Answer the questions to produce a PDF letter, then mail, fax or upload it to your insurer. The page says to send copies, not originals, and to use certified mail.
Have ready
Your member identification number; Your claim or case numbers; Your insurer's name and address; Your denial letter

Where this comes from

Provider
ProPublica
Source we read
https://projects.propublica.org/claimfile/
Date we read it
. This is not a fresh check.
Date the provider printed
Not displayed
What we checked
We read the provider's public page. We have not verified availability, eligibility or outcomes for any individual.

Listing a program does not refer you to it or promise it can help you. Report a correction.

Other starting points

  • Program or service

    AppealArmor

    A free web tool that reads a photo or text of your denial letter, shows you what it read, and emails an appeal letter and a Next Steps sheet with where to send it and your deadline. It also has a deadline calculator.

    From AppealArmor

  • Program or service

    California Independent Medical Review decision search

    A searchable database of every California Independent Medical Review decision since 1 January 2001. Search by drug, treatment, therapy or condition to read how reviewers decided cases like yours.

    From California Department of Managed Health Care

  • Program or service

    Crohn's & Colitis Foundation appeal letter library

    Customizable appeal letters for Crohn's disease and ulcerative colitis treatments, tests and dose changes, including a request to use a biologic without first failing other drugs. Written for the doctor's office to edit.

    From Crohn's & Colitis Foundation

Part of Build your case.