Commercial service ยท AppealArmor
AppealArmor
A free web tool that reads a photo or text of your denial letter, shows you what it read, and emails an appeal letter and a Next Steps sheet with where to send it and your deadline. It also has a deadline calculator.
Know before you go
It asks you to upload your denial letter and give an email address; the research report says identifying details are replaced before drafting, the case is deleted 31 days after it starts, and the company says it is not covered by the Health Insurance Portability and Accountability Act (HIPAA). It is run by two people, with no funding or company form stated, and this site does not endorse it. It does not send anything to your insurer, write a complaint letter to a regulator, cite case law or your plan's medical policies, track your appeal, or give legal advice. The letter argues rights and process more than the medical evidence, which your doctor must supply.
- Cost
- Free. The page says no account and no credit card.
- Where
- Nationwide
- How to start
- Choose Start my appeal and upload or paste your denial letter. Check every detail the tool shows, then send the letter yourself.
- Have ready
- Your denial letter; Your email address; Your doctor's records and letters for the parts the tool leaves blank
Where this comes from
- Provider
- AppealArmor
- Source we read
- https://www.appealarmor.com/
- Date we read it
- . This is not a fresh check.
- Date the provider printed
- Not displayed
- What we checked
- We read the provider's public page. We have not verified availability, eligibility or outcomes for any individual.
Other starting points
- Program or service
California Independent Medical Review decision search
A searchable database of every California Independent Medical Review decision since 1 January 2001. Search by drug, treatment, therapy or condition to read how reviewers decided cases like yours.
From California Department of Managed Health Care
- Program or service
Crohn's & Colitis Foundation appeal letter library
Customizable appeal letters for Crohn's disease and ulcerative colitis treatments, tests and dose changes, including a request to use a biologic without first failing other drugs. Written for the doctor's office to edit.
From Crohn's & Colitis Foundation
- Program or service
Fight Health Insurance
A free tool that uses artificial intelligence (AI) to draft appeal letters from a photo or text of your denial letter. It also has a denial explainer, glossary and state help pages. Run by a company, not a nonprofit or law firm.
From Fight Health Insurance, Inc.