Hospital financial assistance check
See whether it is worth applying for hospital financial assistance, count the 240-day window from the first bill, and see what to ask the hospital for.
- Private: nothing leaves this tab
- General information, not legal advice
What it asks, and what it is not
What it asks. The kind of hospital, who the bill is from, your insurance situation, whether any of it has gone to collections, and when the first bill was sent. It does not ask for your income or household size.
Everything you type stays in this browser tab. Nothing is sent anywhere, and no account is needed.
What it is not. Each hospital sets its own policy. This does not compare your income with any limit and is not an eligibility decision. Approval is never promised.
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- Private: nothing leaves this tab
- General information, not legal advice
What it asks, and what it is not
What it asks. The kind of hospital, who the bill is from, your insurance situation, whether any of it has gone to collections, and when the first bill was sent. It does not ask for your income or household size.
Everything you type stays in this browser tab. Nothing is sent anywhere, and no account is needed.
What it is not. Each hospital sets its own policy. This does not compare your income with any limit and is not an eligibility decision. Approval is never promised.
Related guides and checklists
- Guide
Good faith estimates for people paying themselves
If you have no insurance, or choose not to use it, you are entitled to a good faith estimate. If the bill comes in $400 or more over it, you may be able to dispute the bill.
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Hospital financial assistance
Many hospitals will reduce or cancel a bill for people who cannot afford it, whatever your insurance appeal decides. Here is how to find the policy, apply, and keep your deadline.
- Guide
How to negotiate a medical bill
You can ask a provider to lower a bill. This page shows the order that works best: check the bill, ask for financial assistance, then make a written offer and get the agreement in writing.
- Guide
Payment plans and medical credit cards
A payment plan spreads a bill out but does not make it smaller. Here are the questions to ask a provider, or a lender that offers a medical credit card or loan, before you sign anything.