Part of: Appeal

Federal agency ยท Centers for Medicare & Medicaid Services

Federal external review run for the Department of Health and Human Services

The federal independent review for some denied claims. A federal contractor, MAXIMUS Federal Services, reviews medical-judgment denials and coverage cancellations when your plan or state uses this process.

Applies to: Marketplace or individual plan Job-based plan

Know before you go

It is free, and the reviewer's decision binds the plan. It covers denials that turn on medical judgment (such as medical necessity or an experimental or investigational finding) and cancellations of coverage, but not a finding that you are not eligible for the plan. It applies only if your state or plan uses this process; many states run their own. The most common mistake is to go here first: your final denial letter says which reviewer to contact. The request is due within four months after you receive the notice; check the date on your notice, which controls.

Cost
No cost to you, your authorized representative or the plan, according to the page.
Where
Nationwide
How to start
Check your final denial letter for the reviewer it names. If it names the federal process, ask for the request form on the information line, or use the secure online portal, fax, mail or email shown on the HealthCare.gov external review page.
Phone
1-888-866-6205, as printed on the provider's page
Have ready
Your final denial letter from the plan; The original denial notice; Your doctor's letter and records; A signed form naming a representative, if someone files for you

Where this comes from

Provider
Centers for Medicare & Medicaid Services
Source we read
https://www.cms.gov/cciio/programs-and-initiatives/consumer-support-and-information/csg-ext-appeals-facts
Date we read it
. This is not a fresh check.
Date the provider printed
Not displayed
What we checked
We read the provider's public page. We have not verified availability, eligibility or outcomes for any individual.

Listing a program does not refer you to it or promise it can help you. Report a correction.

Other starting points

Part of Appeal.